Sunny Houmphavong

How Can I Help You?

Home Purchases

Review your mortgage options before you buy your next home, vacation or investment property.

First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Renewals

At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

Self-Employed

I have access to lenders that specialize in self-employed mortgages, and can anticipate the challenges you might face.

Improve Your Credit

I can help you find a mortgage lender that fits your budget, or start improving your credit now for the best mortgage rate later.

View All Mortgage Services

Happy Clients

"We recently bought a new house and were fortunate enough to be put in contact with Sunny to help us find a good mortgage. Sunny did not just act as our mortgage broker, helping us obtain a great mortgage but he became an invaluable part of our entire house buying process. He would contact us frequently to ensure the entire process was moving along and check that we had what we needed to move forward, not just with the mortgage but with buying the house. Even after we had obtained our mortgage and bought our house Sunny stopped by and paid us a visit to ensure we were happy with our mortgage, our house and that we had everything we needed. He also offered to connect us with people who could help us with what we may want or need to complete or customize our home to our liking. He truly helped make our house buying adventure easy and enjoyable!"

Ben-Kitchener, Ontario.

"Searching for a mortgage on my house not only came with ease,but with the satisfaction of knowing that Sunny was looking after me. Sunny is the type of mortgage broker that will drop anything he is doing to be of assistance, and make you feel comfortable. I am more of a visual learner and rather experience the process of obtaining a mortgage person to person. This of course was no problem with Sunny at anytime throughout the day when I needed some advice Sunny was always there to give me a helping hand. I have spread the word about how amazing Sunny has been to me and how much he has helped me out. If you are truly looking for the best in the business and always know they are there for you anytime this is your man!!"

Robbie Brooks-Baden, Ontario.

"Sunny is a very impressive young man and wise beyond his years. Glad to have had him working on our behalf."

Joel P.- Waterloo, Ontario.

"I've never been so impressed!, I've dealt with the big banks for my mortgage, but after I signed my name, I never heard from them again... They never educated me, or stirred me in the right direction, they never referred me to personal contacts, to make one of the biggest transitions in life to be as comfortable as possible, I met with Sunny Houmphavong and he did everything and more to make my experience and confidence a lot more than it has been for the past 5 years.... He could relate to the stresses and joys of my wife and I trying to provide a future for our 2 year old daughter and eventually growing family. He is highly recommended to my family and friends."

Ryan and Bailey-Baden, Ontario.

"Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. We're grateful that we found your services! Highly recommended for sure."

Karen and Jeff

"My mortgage experience with Sunny was an excellent one. It all began with a mortgage switch and ended up so much more. Sunny had discussed various options with us regarding our mortgage. And through these discussions my husband and I discovered that we in fact wanted to also do an equity take out on our home. The experience with Sunny through all of this was quite easy in fact . His knowledge and efficiency made the experience very enjoyable. My husband and I were very impressed with how fast he was able to answer our questions . In the end our mortgage rate was fantastic! Our payments were far less then we have thought and the most exciting part of all is we were able to purchase a cottage for our family!!! My husband and I definitely made the right choice choosing Sunny as our Mortgage Broker."

Jackie and Pat- Elmira, Ontario

read all testimonials

COVID-19 - CANADIAN MORTGAGE PAYMENT DEFERRAL GUIDE

How Can I Help You?

Home Purchases

First Time Home Buyers

Mortgage Renewals

Mortgage Refinancing

Self-Employed

Improve Your Credit

Some of our lenders

You're in great hands

Alison Mackenzie

Chantelle Norris-Lue

Kevin Tran

Kimberly Singh

Tara Wilkins

From the Blog

Broker VS Bank

Why You Need an Emergency Fund And How to Get One

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Educational Videos

Refinance To Save

Mortgage Kit - #1 - Are You Ready To Buy A Home?

Mortgage Kit - #2 - How much downpayment do you need?

Be in the Know!

Happy Clients

"Sunny is a very impressive young man and wise beyond his years. Glad to have had him working on our behalf."

"Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. We're grateful that we found your services! Highly recommended for sure."

We appreciate your reviews... your feedback matters